DougJonesMedicare snuck up on me just as it does with most Americans.

As a long-time health insurance professional, I was expected by my friends and clients to be ahead of the curve. Turns out I needed to educate myself on this complex subject to be able to offer solid advice.

Upon graduation from the University of Arizona, I joined my family’s John Hancock insurance agency in Chicago’s Loop. Even though life insurance sales with the Hancock was a 3-generation family calling, I found more satisfaction in helping clients with their medical insurance needs. When the company stopped offering those products I left to pursue my mission with other A+ level companies.

Years later I found myself at a social gathering during which I was asked by several people for a short version of my Medicare recommendations. They assumed that, since we were all rapidly approaching age 65, I would have become an expert on this subject.

That was the catalyst that convinced me to learn what Medicare was all about. During that period of study, I formed some conclusions that are directly at odds with other Medicare advisors.

One evening a couple, longtime friends, came over to act as my Guinea pigs. The wife, ever the serious student, was lugging all the printed material they had been sent and expected me to educate them on every one of the Medicare options available in our area.

The husband was mostly interested in the beer I offered. His attitude was that this whole Medicare decision process was an unpleasant inconvenience that should end quickly.

Within seconds, this couple had a complete grasp of my best Medicare advice and the reasons behind it. They were stunned that the whole thing could be boiled down to such a simple conclusion. As they discovered, the most time-consuming part of the process was completing the insurance paperwork.

That evening set the pattern for virtually all my subsequent encounters with Medicare eligible citizens. Only recently did it occur to me that the same process could be offered to everyone in the country who was staring down the barrel of Medicare.

Thus, was born Medicare For The Lazy Man!

Douglas B. Jones, CLU, RHU

Medicare For The Lazy Man and Associated Consultants of Arizona, LLC. All Rights Reserved.

This is a private website and is not associated, endorsed or authorized by the Centers for Medicare and Medicaid Services, the Department of Health and Human Services (HHS), or the Social Security Administration nor does it claim to be. No division of the Federal Government has reviewed or endorsed the information contained herein. This site contains basic educational information about Medicare, products related to Medicare and products and services for people with Medicare. It is not connected with any form of Government.

Not all plans are available in all regions. This is an advertisement and solicitation of insurance.

All plan sponsors are Medicare Supplement organizations and/or are Medicare-approved Part D sponsors. The agent of record is contracted with and may receive compensation from insurers.

Visit the Official US Government site for people on Medicare, which is


  • It strives to simplify your decision process.
  • It cuts through the Medicare confusion to eliminate worry and anxiety.
  • It shows the best course of action (for most people) and makes Medicare easy to understand.

Click here to buy your Medicare supplement now.   

Effective date: August 06, 2018

Medicare For The Lazy Man ("us", "we", or "our") operates the website (the "Service").

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Cookies and Usage Data

Usage Data

We may also collect information how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

  • Session Cookies. We use Session Cookies to operate our Service.
  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies. We use Security Cookies for security purposes.

Use of Data

Medicare For The Lazy Man uses the collected data for various purposes:

  • To provide and maintain the Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer care and support
  • To provide analysis or valuable information so that we can improve the Service
  • To monitor the usage of the Service
  • To detect, prevent and address technical issues

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Medicare For The Lazy Man will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data

Legal Requirements

Medicare For The Lazy Man may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation
  • To protect and defend the rights or property of Medicare For The Lazy Man
  • To prevent or investigate possible wrongdoing in connection with the Service
  • To protect the personal safety of users of the Service or the public
  • To protect against legal liability

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.


We may use third-party Service Providers to monitor and analyze the use of our Service.

  • Google Analytics

    Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

    You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

    For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page:

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

  • By visiting this page on our website:

Becoming an expert on Medicare is a waste of time and energy for almost everyone! This site, Medicare For The Lazy Man, makes Medicare enrollment a simple 1 – 2 – 3 process!

  How to enroll in Medicare online - from the comfort of your own computer!
  Follow my professional advice as to the best supplementary coverages necessary to eliminate the gaps and flaws in Medicare.
  Decide for yourself whether to buy a drug plan – and follow simple directions allowing you to choose the least expensive plan!

BONUS: Avoid being fooled by advisors seeking high commissions – some Medicare plans may cost you nothing but will not fully protect if you need expensive medical treatment.

Click here to buy your Medicare supplement now.